United Agencies Blog
Happy Thanksgiving from United Agencies
This is the time of year for sharing what we are all thankful for, and on this Thanksgiving, we want to share our genuine appreciation for YOU – we wouldn’t be where we are today without you.
To our valued clients, friends and affiliates, thank you for being a part of our journey this year. On behalf of all of us here at United Agencies, we wish you and your family a very happy and safe Thanksgiving.
Effective 2023: California First State Allowing Kids to Add Parents to Insurance Plans
California is going to be the first state to let some adult children add their parents as dependents on their insurance plans in 2023, a move advocates hope will cover the small population of people living in the country illegally who don’t qualify for other...
Employers Anticipate Health Costs Rising 5% In 2022
Due largely to concerns about the COVID-19 pandemic and its continued effects on American healthcare, employers are expecting their health costs to rise more than 5% in 2022, according to a new Willis Towers Watson survey. Employers expect their costs for medical...
9 in 10 Employers Offer Voluntary Benefits: Here Are The Most Common
Employers have long included voluntary benefits as part of their ancillary benefit packages. Voluntary benefits are administered by the employer and paid for by the workers, who in turn receive group rates or discounted services. An effective voluntary benefit plan...
Mercury Insurance New Group Discounts
Mercury Insurance offers numerous discounts to policyholders, and effective October 10, 2021, Mercury will be implementing four new group discounts to help consumers save even more! AAA Members - A reduction in BI, PD, UMBI, Medical, Comprehensive and Collision...
IRS Lowers 2022 Employer Health Plan Affordability Threshold to 9.61% of Pay Cost-Sharing
The IRS Lowered the 2022 Employer Health Plan Affordability Threshold to 9.61% of Pay Cost-sharing, limited to $103.14/month for self-only coverage under FPL safe harbor. The IRS announced that employer-sponsored health coverage will satisfy the Affordable Care Act...
Important Notice: 2020 Anthem Small Group MLR Rebates Mailed at the End of August
What is MLR? The medical loss ratio provision of the ACA encourages health plans to spend most of the premium dollars they collect on healthcare costs rather than overhead. It’s a ratio of insurance premiums to claims costs and is usually expressed as a percentage....
No End in Sight in the Fight Over How Uber, Lyft Classify Their Workers
Yahoo Finance Tech - A judge this week struck down a California ballot initiative championed by Uber, Lyft, and DoorDash that let companies treat so-called gig workers as contractors rather than employees. But the battle between labor advocates and those companies...
How COVID is Affecting Mental Health: Younger Generations Hit the Hardest
The multi-generational workplace has a major gulf to overcome when it comes to supporting the mental health of their workers. Gen Z and millennial employees have been struggling more with their mental health than older generations during the pandemic. The Standard...